Loans
JSC “FIRST INVESTMENT BANK” offers a wide range of loan programs.
By applying an individual approach to each client, we will help to evaluate its financial capabilities and offer the most advantageous lending program.
CREDIT LINE
is provided in the form of a revolving or non-revolving credit line in national and foreign currencies. As collateral, movable or immovable property or other property rights is in force.
The advantages of this product are:
– the possibility of obtaining credit funds in installments, which allows to reduce the cost of using the loan;
– a flexible and convenient timetable for repayment of debts, with the possibility of delaying the original maturity of the principal amount of the loan;
– possibility to receive credit funds simultaneously in different currencies.
Loans Secured with Deposits
can be used to finance statutory activities and be provided either in the form of a fixed-rate target loan or in the form of a recovery or non-revolving credit line. The loan is provided in national currency and in US dollars, under the bail of property rights to deposit funds placed in the Bank, the term of use of credit funds must expire no later than the day preceding the date of repayment of funds under the term agreement of the bank deposit. The maximum amount of lending depends on the amount and currency of the deposit. Loan repayments are made on a monthly basis, according to the schedule or at the end of the loan agreement.
LOAN FOR A VEHICLE
a loan for the purchase of motor vehicles (passenger, freight, passenger vehicles, foreign transport, motorcycles, agricultural machinery, hinged and trailer equipment included with a self-propelled vehicle). Available in national and foreign currencies. Repayment of loans and interest is carried out on a monthly basis. As a support, a vehicle is purchased, or other movable or immovable property or property rights.
REPAYMENT OF CURRENT FUNDS
is provided in the form of a targeted loan to finance statutory activities or replenish working capital. Funds are provided with a fixed amount in national and foreign currencies. Repayment of principal and interest is carried out on a monthly basis. As collateral may be movable or immovable property, property rights.
OVERDRAFT
is provided over the balance of the current account within the established limit. The loan is provided to replenish working capital, in order to close their short-term deficit.
TENDER GUARANTEE
irrevocable bank guarantee to ensure the offer for repeated bidding, provided within the established guarantee limit, in national currency. The security may be the property rights to deposit funds placed in the Bank or the guarantee coverage.
TOURER / TOURAGENT
GUARANTEE
irrevocable bank guarantee for providing civil liability of tour operators / travel agents to consumers of tourist services for losses that may be caused to tourists in the event of insolvency of the tour operator / tour agent or violation of the process of recognizing it as a bankrupt. The guarantee covers losses related to the necessity of covering the expenses of the tourist for his return to the place of permanent residence and the reimbursement of the cost of non-services provided. The financial support of the liability of the tour operator / tour agent is limited exclusively to travel service contracts entered into during the period of validity of the relevant license.
