{"id":18073,"date":"2023-06-14T12:09:38","date_gmt":"2023-06-14T15:09:38","guid":{"rendered":"https:\/\/www.pinbank.ua\/?page_id=18073"},"modified":"2023-06-21T15:16:15","modified_gmt":"2023-06-21T18:16:15","slug":"loan-debt-cooperation","status":"publish","type":"page","link":"https:\/\/www.pinbank.ua\/en\/loan-debt-cooperation\/","title":{"rendered":"Settlement of overdue debts"},"content":{"rendered":"

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 <\/p>\n

Settlement of overdue debts<\/span><\/h1>\n

According of the Law of Ukraine <\/span><\/p>\n

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Law of Ukraine<\/span><\/a><\/div>[vc_empty_space height=”50px”][\/vc_column_inner][\/vc_row_inner][vc_column_text css=”.vc_custom_1686842580024{margin-right: 5% !important;margin-left: 3% !important;}”]
\nThe conditions under which the Bank commences activities to settle the Overdue debt are:<\/p>\n

a reason for working with the Debtor \u2013 an Overdue debt;
\nviolation of the term for the fulfillment of obligations by the Borrower, starting from the day following the date of payment of the obligatory monthly payment under the Loan Agreement.<\/p>\n

To ensure the timely repayment of credit debt, preventive work is carried out with the Borrower, within the framework of the strategy of work FIU. As a result, the Borrower is automatically sent an SMS message with information about the date of payment and the amount of payment on the loan within the established time frame.
\nInteraction when working on the settlement of the Overdue debt<\/p>\n

The following means can be used to interact with the Debtor when working on the settlement of the Overdue debt:<\/p>\n

direct interaction (telephone and video conversations, personal meetings);
\nsending postal items;
\nsending text, voice, and other messages using telecommunications.<\/p>\n

Procedure for the Assignment of the Right of Claim<\/p>\n

The decision on the expediency of carrying out the operation Assignment of the Right of Claim is agreed by the Bank’s Collegial Body.
\nUpon the adoption of a decision by the Bank’s Collegial Body on the Assignment of the Right to Claim the Overdue debt, actions are taken in accordance with the Bank’s internal procedures.
\nWithin 10 working days from the date of the Assignment of the right of claim under the loan agreement to the new creditor, the Bank is obliged to inform the Debtor in the manner specified in clause 2.2.1. Of the document and\/or provided for by the loan agreement, about such a fact and the transfer of the Debtor’s personal data, as well as provide information about the new creditor (name, identification code of a legal entity in the Unified State Register of Enterprises and Organizations of Ukraine, location, information for communication \u2013 phone number, address, e-mail address).<\/p>\n

Conditions under which the Bank Assigns the Right of Claim under the Loan Agreement to a new creditor<\/p>\n

The Assignment of Rights of Claim may be applied to the Loan agreements of the Debtors, under which work was carried out to settle the Overdue debt in accordance with the Bank’s Strategy for Collection by:<\/p>\n

direct interaction (telephone and video conversations, personal meetings);
\nsending postal items;
\nsending text, voice, and other messages using telecommunications.<\/p>\n

Procedure and method of the Overdue debt repayment<\/p>\n

The procedure for repayment of the Overdue debt is determined in accordance with the legislation of Ukraine. In the event that the Debtor makes payment of the Overdue debt to fulfill obligations under the Loan Agreement, this amount shall repay the creditor’s claims in the sequence provided for by the Loan Agreement.<\/p>\n

When settling the Overdue debt, the debtor can independently choose any convenient way to repay the Overdue debt:<\/p>\n

by making a payment using the cash department of the Bank;
\nby making a payment using the terminal;
\nby transferring funds using Internet banking;
\nany other way to transfer funds.<\/p>\n

When settling the Overdue debt, the Debtor must notify the Bank that his authorized representative is representing his interests in settling the Overdue debt by contacting the Bank’s branch with properly executed supporting documents that confirm the identity and the right to represent the Debtor’s interests to the authorized representative.<\/p>\n

by calling the Contact Center at 0 800 50 70 80 or (044) 294-75-85;
\nby e-mail at info@pinbank.ua;
\nby mail to the address: Ukraine, 01135, Kyiv, Halytska (Peremogy) square, building 1 with the note “Belonging to a protected category”;
\nwhen applying to the branch of the First Investment Bank;<\/p>\n

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[vc_row type=”5″ margin_top=”-70px” margin_bottom=”-50px” full_width_row=”true” bg_cover=”true” enable_parallax=”false” parallax_speed=”0.9″ bg_image=”https:\/\/www.pinbank.ua\/wp-content\/uploads\/2020\/05\/shutterstock_388231483_A.jpg” css=”.vc_custom_1686842322139{background-image: url(https:\/\/pinbank.ua\/wp-content\/uploads\/2015\/06\/shutterstock_2854702192.jpg?id=) !important;}” min_height=”90%”][vc_column][vc_row_inner css=”.vc_custom_1472987968414{margin-top: 5% !important;margin-right: 3% !important;margin-bottom: 30px !important;margin-left: 5% !important;}” el_class=”podklatka_chern”][vc_column_inner][vc_empty_space height=”10px”][vc_column_text css=”.vc_custom_1686842277198{margin-top: 15px !important;margin-right: 12px !important;margin-bottom: 15px !important;margin-left: 12px !important;}”]   Settlement of overdue debts According of the Law of Ukraine [\/vc_column_text][vc_empty_space height=”50px”][\/vc_column_inner][\/vc_row_inner][vc_row_inner css=”.vc_custom_1472502007706{margin-right: 7% !important;margin-left: 7% !important;}” el_class=”row-2btns-big”][vc_column_inner][vc_empty_space height=”50px”][\/vc_column_inner][\/vc_row_inner][vc_column_text css=”.vc_custom_1686842580024{margin-right: 5%…<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-18073","page","type-page","status-publish","hentry","description-off"],"_links":{"self":[{"href":"https:\/\/www.pinbank.ua\/en\/wp-json\/wp\/v2\/pages\/18073","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.pinbank.ua\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.pinbank.ua\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.pinbank.ua\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.pinbank.ua\/en\/wp-json\/wp\/v2\/comments?post=18073"}],"version-history":[{"count":0,"href":"https:\/\/www.pinbank.ua\/en\/wp-json\/wp\/v2\/pages\/18073\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.pinbank.ua\/en\/wp-json\/wp\/v2\/media?parent=18073"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}